You’ve spent a lifetime building something worth passing on.
But without the right plan behind it, even the most carefully built wealth doesn’t always land where you intended.
Am I doing enough to protect what I’m leaving behind?
Will taxes take more than they should?
Will my family know what to do?
How do I make sure my wishes are actually carried out?
Your legacy is too important to leave to chance.
We’re here to help make sure it isn’t.
How We’re Here to Support You
Estate Planning & Wealth Transfer
Building the financial framework that ensures your wealth reaches the people and causes you care about.
How We Help
- Beneficiary designation review and updates
- Asset titling and ownership structure
- Trust planning and coordination
- Will and document review coordination
- Wealth transfer strategy
- Power of attorney and healthcare directive coordination
- Coordination with your estate attorney
- Multi-generational transfer planning
Life changes, tax laws change and families change. We make sure what's on paper still reflects what you actually want, and that every account and asset is structured to get there.
Tax-Efficient Legacy Planning
Making sure the wealth you transfer to the next generation arrives as intact as possible, with a focus on minimizing what’s lost to taxes along the way.
How We Help
- Gifting strategies and annual exclusion planning
- Generation-skipping transfer planning
- Charitable giving and philanthropic strategy
- Donor-advised fund planning
- Qualified charitable distribution strategy
- Roth conversion planning for legacy purposes
- Trust structuring for tax efficiency
- Coordination with your CPA and estate attorney
The difference between a good legacy plan and a great one often comes down to how well it's built around taxes. We work alongside your legal and tax advisors to make sure your wealth transfers efficiently.
Charitable & Philanthropic Planning
Turning your charitable intentions into a structured giving strategy, so the causes you care about benefit from your generosity in the most meaningful way possible.
How We Help
- Charitable giving strategy and coordination
- Donor-advised fund establishment and planning
- Qualified charitable distributions from IRAs
- Charitable remainder and lead trust coordination
- Foundation planning and coordination
- Strategic asset gifting
- Legacy and impact goal alignment
- Coordination with nonprofit and legal advisors
For many people, leaving a legacy means more than passing wealth to the next generation... it means leaving a mark on the causes and communities they care about. We help you build a giving strategy that reflects your values, maximizes your impact and works hand in hand with your broader financial plan.
Multi-Generational Planning & Family Wealth Education
Preparing the next generation to receive, manage and steward the wealth you've built to ensure that what you leave behind has a lasting impact beyond the transfer itself.
How We Help
- Multi-generational wealth transfer strategy
- Family financial education and conversation facilitation
- Trust and governance structure coordination
- Inherited wealth planning for adult children
- Family meeting facilitation and planning
- Next-generation investment education
- Succession planning for family assets and businesses
- Long-term care planning to protect generational wealth
Transferring wealth is one thing, but transferring the values, knowledge and intention behind it is another. We work with families across generations to help parents, children and sometimes grandchildren understand the plan, prepare for their roles in it and ensure what's been built has a real and lasting impact on the people it reaches.
Centaurus Financial, Inc. and its representatives do not provide legal or tax advice. Please consult your own legal or tax professional regarding your specific situation.
